With so much uncertainty in the stock market and economy I find it imperative to ensure all assets are properly allocated to align with you’re long and short term goals. What do I mean by “properly allocated”? I mean a healthy balance between stocks, bonds, precious metals, alternative investments and cash. This concept is essential in achieving both long term capital appreciation and downside protection. The question remains, what healthy balance is right for me?
The only true way to answer this question is through complex financial planning. To get an understanding of where you’re at now and where you want to be in the future. Then running a Monte Carlo simulation using 1000 different trials to figure out exactly what needs to be done to get you there with the highest probability. This so called “Monte Carlo” simulation has tremendous value to clients who are concerned with whether or not they can retire when they want, if they will outlive their money, if they’re taking too much risk, spending too much or living inside their means with the ability to increase their quality of life. We understand life happens and things can change, so we can update the plan at any time to keep you on track.
At DDIMG LLC we use modern enterprise technology and industry leading software to answer these questions for all of our clients. Is it time to start planning?
